The assumption of employment is all around us. I'm not knocking employment. Quite the contrary: Image via Wikipedia Rule of Work: Your work is not the venue. Whether your work is best conducted as an employee, contractor, entrepreneur, or volunteer, pursue the venue where you can derive from your work all the meaning you are intended to have. But it's sort of like … [Read more...]
ROW Spotlight: Kiva – You Can Microlend
Have you heard about Kiva? Kiva is a free web site that lets you provide micro-loans (in amounts of $25) to impoverished entrepreneurs needing investment to make their businesses thrive. The entire loan amount goes to the entrepreneur and is facilitated through Kiva’s partnership with local micro-lending organziations in each country. The micro-lending organization collects … [Read more...]
No Mortgage for Freelancers?
Your local NPR or public radio station "The Take Away" is running talk about how freelancers are treated unreasonably (I'd say prejudicially) for mortgage loan applications vs. job holders. Got an offer letter or a couple of pay stubs from a job? You're on the fast track for refinance or a new mortgage. Freelancer? They want two years of tax return documentation indicating a … [Read more...]
Blog vs. Debt
One of the things I like seeing about this economy is the spirit of resistance and, often enough, of triumph that is coming in response. You can see it in the blogosphere. There's a lot of BS out there, about how it's going to be 'over' in a few months. I don't think so. We're never really going back, folks. It doesn't matter what people will say when they feel it's safe to go … [Read more...]