Have you heard about Kiva? Kiva is a free web site that lets you provide micro-loans (in amounts of $25) to impoverished entrepreneurs needing investment to make their businesses thrive. The entire loan amount goes to the entrepreneur and is facilitated through Kiva’s partnership with local micro-lending organziations in each country. The micro-lending organization collects … [Read more...]
No Mortgage for Freelancers?
Your local NPR or public radio station "The Take Away" is running talk about how freelancers are treated unreasonably (I'd say prejudicially) for mortgage loan applications vs. job holders. Got an offer letter or a couple of pay stubs from a job? You're on the fast track for refinance or a new mortgage. Freelancer? They want two years of tax return documentation indicating a … [Read more...]